How tax-optimised are you?
A single 0–100 score. The number is free. The personalised lever-by-lever breakdown — which tools to pull, in what order, for how much — unlocks with Optiqo PRO.
Engine-computed, feasibility-weighted
The Optiqo tax engine runs against your inputs (canton, age, salary, civil status, self-employed flag) to compute your real federal + cantonal + commune bill for 2026. Not a sketch — the same engine that drives the paid dashboard.
Four levers, each computed by re-running the engine with one variable changed: Pillar 3a maxed, an LPP buy-in deposited, your commune swapped for the canton's cheapest, your canton swapped for the cheapest in CH. Each returns a precise CHF saving.
Each lever gets a feasibility weight — how realistic it actually is to actuate (3a deposit is easy; cantonal move is very hard). The score is 100 − (weighted opportunity ÷ baseline) × 300, clamped to 15–99. Weighting prevents cantonal-move from always dominating.
A CHF 8'000/yr cantonal-move saving and a CHF 1'500/yr 3a saving are not equally real opportunities. You can do the 3a deposit tonight — moving cantons means kids' schools, real estate, social ties. The score reflects what you'd plausibly capture. Each lever card still shows its raw engine number, so you can see the ceiling separately from the realistic headroom.
Engine-backed throughout — every CHF figure on this page comes from a full federal + cantonal + commune assessment, not a sketch. The PRO dashboard's lever scan goes deeper: multi-year DP buy-in optimiser, document upload + extraction, per-lever ROI ranking, action plan PDF.