Optiqo

Pay nothing to look.
Pay once to optimise.

The Optiqo atlas — every Swiss commune, every Steuerfuss — is free for everyone, always. The personalised plan is a one-time CHF 49 for tax year 2026.

The Atlas

CHF 0

forever · no signup

  • Every Swiss commune's Steuerfuss (2 061 communes)
  • Interactive canton map · heat-coded by tax burden
  • Side-by-side comparison of 2–4 communes
  • 60-second tax estimator with federal/canton/commune split
  • Front-page dispatch on 2026 rule changes
Open the Atlas →
★ Best value

Your Personalised Plan

CHF 49

one-time for tax year 2026 · Twint or card

  • Everything in the free Atlas, plus:
  • Multi-year LPP buy-in optimiser · DP solver
  • 3a strategy with opportunity-cost vs SMI ETF
  • Lohnausweis + Vorsorgeausweis upload (AES-256 encrypted)
  • Concrete next-steps checklist · PDF export
  • Cantonal-move impact simulator

30-day refund if Optiqo doesn't show you at least its price in savings.

Documents are AES-256-GCM encrypted at rest. Auto-purged after 30 days.

One-time payment for the year. No auto-renewal, no card-on-file surprises.

Brackets come from ESTV Kantonsblätter. Every assumption is documented.

Frequently asked

Is the data accurate?

Commune Steuerfuss data for 25 of 26 cantons is pulled from authoritative cantonal sources. 24 of 26 cantonal tax scales are transcribed from the ESTV Kantonsblätter 2026. Two cantons (BL, VS) are clearly labelled as approximations. Always verify against your cantonal Steuerverwaltung before legal use.

What happens after I pay?

You're redirected to your Optiqo dashboard. Your personalised plan, document uploads, and saved configurations stay tied to your email until 31 December 2027 — so you can come back when you do your 2026 filing in spring 2027.

Why CHF 49?

A typical un-optimised Swiss salaried employee leaves CHF 3 000–8 000 of tax savings on the table each year. CHF 49 is a tiny fraction of that. If Optiqo doesn't surface at least its purchase price in opportunities for you, we refund in full within 30 days.

Do I need a Swiss bank account?

No. We accept Visa, Mastercard, and TWINT via Stripe. Payments are processed in CHF.

Not ready? Look around first.

Run the free calculator, browse the atlas, see what kind of numbers appear for your commune. Come back when you want the plan.